Home loan 4.99 for 5 years

Everything that has nothing to do with fishing.
tuna tube
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Re: Home loan 4.99 for 5 years

Post by tuna tube » Wed Jul 23, 2014 11:58 pm

Nude up wrote:No wonder my skills improved after fishing with you mick didnt know you were a guide you will have to help me with my banjo problem and scraglor what the hell is lmi
And while you're at it, see if you can get him off the light beers
Cheers
The Tube

Nude up
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Re: Home loan 4.99 for 5 years

Post by Nude up » Thu Jul 24, 2014 12:21 am

I have heard the light beers are a problem

barra mick
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Re: Home loan 4.99 for 5 years

Post by barra mick » Thu Jul 24, 2014 12:58 am

Nude up wrote:No wonder my skills improved after fishing with you mick didnt know you were a guide you will have to help me with my banjo problem and scraglor what the hell is lmi
Im not a miricle worker nude up....even god almighty couldnt seperate you and the banjoes
you gotta hav a crack even if yr just pissin in the wind

barra mick
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Re: Home loan 4.99 for 5 years

Post by barra mick » Thu Jul 24, 2014 1:00 am

tuna tube wrote:
Nude up wrote:No wonder my skills improved after fishing with you mick didnt know you were a guide you will have to help me with my banjo problem and scraglor what the hell is lmi
And while you're at it, see if you can get him off the light beers
Nobody can fix the light beer problem tuna tube..its just like a whinging pom....you just get use to it
you gotta hav a crack even if yr just pissin in the wind

ingeer
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Re: Home loan 4.99 for 5 years

Post by ingeer » Thu Jul 24, 2014 2:06 pm

I heard people get variable rate less than 4.90% laterly, in my opinion, if you are working professional and having a good sense of budgeting your money, do not fix the rate. Go for those nil fee + low rate variables, make extra payment as much as you can. Link the account with a credit card which has well enough limit over your monthly spending, direct your salary straight to your loan account and pay off credit card balance JUST before the due day. This would save you a couple of hundred $$ every year.

hanboy
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Re: Home loan 4.99 for 5 years

Post by hanboy » Thu Jul 24, 2014 2:21 pm

Just fixed mine for 3 years at 4.64% with 100% offset account.

Work in private banking right now, specialising in medical, dental and accounting clients, however, having been in the business, happy to help if people have questions. PM me if you want. :)

Cheers

smile0784
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Re: Home loan 4.99 for 5 years

Post by smile0784 » Tue Jul 29, 2014 2:16 pm

i have 2 mortgages and a credit card they come out of my offset account once a month
easyest way to manage your money

i just signed my mum onto 4.89 variable threw anz
walking in and said the reserve bank just lowered there rate and what can you offer (taking here from commonwealth bank)
they said how much your borrowing and i said a even half mill and they said lets see what i can do
cos she borrowed so much she get extra 0.05 off the interest rate

hope that helps

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